:root {
  --credit-ink: #10241d;
  --credit-muted: #5d7168;
  --credit-green: var(--kozeni-deep);
  --credit-deep: #0b3024;
  --credit-mint: #ecfdf5;
  --credit-bg: #f4fbf7;
  --credit-gold: #c9962e;
  --credit-line: rgba(15, 122, 85, .18);
  --credit-shadow: 0 18px 44px rgba(11, 48, 36, .08);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--credit-ink);
  background:
    radial-gradient(circle at 8% 0%, rgba(15, 122, 85, .11), transparent 28rem),
    linear-gradient(180deg, var(--credit-bg), var(--kozeni-white) 34%, var(--credit-bg));
  font-family: var(--kozeni-font-sans-jp);
  font-size: 16px;
  line-height: 1.82;
  letter-spacing: -.01em;
}
a { color: inherit; }
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}
.credit-skip-link {
  position: fixed;
  top: .5rem;
  left: .5rem;
  z-index: 1000;
  padding: .55rem .75rem;
  border-radius: .65rem;
  background: var(--credit-deep);
  color: var(--kozeni-white);
  transform: translateY(-140%);
}
.credit-skip-link:focus { transform: none; }
.credit-page {
  width: min(960px, calc(100% - 32px));
  margin: 0 auto;
  padding: 1rem 0 4rem;
}
.credit-content { display: grid; gap: 1.2rem; }
.credit-hero { padding: clamp(1.8rem, 5vw, 3.7rem) 0 .65rem; }
.credit-eyebrow,
.credit-label {
  margin: 0 0 .55rem;
  color: var(--credit-green);
  font-size: .76rem;
  font-weight: 800;
  letter-spacing: .1em;
}
.credit-hero h1 {
  max-width: 850px;
  margin: 0;
  font-size: clamp(1.75rem, 4.4vw, 2.6rem);
  line-height: 1.2;
  letter-spacing: -.055em;
  font-weight: 800;
}
.credit-lead {
  max-width: 820px;
  margin: 1rem 0 0;
  color: var(--credit-muted);
  font-size: clamp(1.02rem, 2.2vw, 1.12rem);
}
.credit-updated {
  margin: .8rem 0 0;
  color: rgba(16, 36, 29, .58);
  font-size: .78rem;
}
.credit-card {
  padding: clamp(1.1rem, 3vw, 1.7rem);
  border: 1px solid var(--credit-line);
  border-radius: 1.35rem;
  background: rgba(var(--kozeni-rgb-white),.95);
  box-shadow: var(--credit-shadow);
}
.credit-card h2 {
  margin: 0;
  font-size: clamp(1.25rem, 2.6vw, 1.65rem);
  line-height: 1.32;
  letter-spacing: -.04em;
  font-weight: 800;
}
.credit-card > p { color: var(--credit-muted); }
.credit-verdict { border-color: rgba(201, 150, 46, .34); }
.credit-badges {
  display: flex;
  flex-wrap: wrap;
  gap: .5rem;
  margin-top: 1rem;
}
.credit-badges span {
  padding: .42rem .68rem;
  border: 1px solid var(--credit-line);
  border-radius: var(--kozeni-radius-pill);
  background: var(--credit-mint);
  color: var(--credit-deep);
  font-size: .76rem;
  font-weight: 800;
}
.credit-two {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}
.credit-list {
  display: grid;
  gap: .55rem;
  margin: .85rem 0 0;
  padding: 0;
  list-style: none;
}
.credit-list li {
  position: relative;
  padding: .68rem .78rem .68rem 2.25rem;
  border-radius: .85rem;
  background: var(--credit-bg);
}
.credit-list li::before {
  position: absolute;
  top: .72rem;
  left: .78rem;
  display: grid;
  width: 1.15rem;
  height: 1.15rem;
  place-items: center;
  border-radius: 50%;
  background: var(--credit-green);
  color: var(--kozeni-white);
  content: "✓";
  font-size: .65rem;
  font-weight: 800;
}
.credit-list--caution li::before {
  background: rgba(201, 150, 46, .22);
  color: #74520d;
  content: "!";
}
.credit-facts {
  display: grid;
  margin: .9rem 0 0;
  border-top: 1px solid var(--credit-line);
}
.credit-facts__row {
  display: grid;
  grid-template-columns: minmax(9rem, .38fr) minmax(0, 1fr);
  gap: 1rem;
  padding: .78rem 0;
  border-bottom: 1px solid var(--credit-line);
}
.credit-facts dt { color: var(--credit-deep); font-weight: 800; }
.credit-facts dd { margin: 0; }
.credit-source-list {
  display: grid;
  gap: .4rem;
  margin: 1rem 0 0;
  padding-left: 1.15rem;
}
.credit-source-list a { color: var(--credit-green); font-weight: 700; }
.credit-related,
.credit-faq,
.credit-featured { display: grid; gap: .65rem; margin-top: .9rem; }
.credit-related a,
.credit-featured a {
  display: grid;
  gap: .22rem;
  padding: .85rem .95rem;
  border: 1px solid var(--credit-line);
  border-radius: .95rem;
  background: var(--credit-bg);
  text-decoration: none;
}
.credit-related strong,
.credit-featured strong { color: var(--credit-deep); }
.credit-related span,
.credit-featured span { color: var(--credit-muted); font-size: .84rem; }
.credit-featured {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}
.credit-featured a { align-content: start; }
.credit-featured .credit-featured__tag {
  color: var(--credit-green);
  font-size: .72rem;
  font-weight: 800;
}
.credit-faq details {
  border: 1px solid var(--credit-line);
  border-radius: .9rem;
  background: var(--credit-bg);
}
.credit-faq summary {
  cursor: pointer;
  padding: .82rem .92rem;
  color: var(--credit-deep);
  font-weight: 800;
}
.credit-faq p { margin: 0; padding: 0 .92rem .92rem; color: var(--credit-muted); }
.credit-cta {
  display: grid;
  gap: .65rem;
  justify-items: start;
  padding: clamp(1.05rem, 3vw, 1.45rem);
  border: 1px solid rgba(15, 122, 85, .24);
  border-radius: 1.2rem;
  background: var(--kozeni-white);
  box-shadow: var(--credit-shadow);
}
.credit-cta__link {
  display: inline-flex;
  min-height: 46px;
  max-width: 100%;
  align-items: center;
  justify-content: center;
  padding: .76rem 1.15rem;
  border-radius: var(--kozeni-radius-pill);
  background: linear-gradient(135deg, #139166, var(--credit-green));
  color: var(--kozeni-white);
  font-weight: 800;
  text-decoration: none;
}
.credit-cta__creative {
  display: block;
  max-width: min(100%, 320px);
  height: auto;
  border-radius: .55rem;
}
.credit-cta__link--banner {
  padding: 0;
  border-radius: .55rem;
  background: transparent;
}
.credit-cta__note { margin: 0; color: var(--credit-muted); font-size: .76rem; }
.credit-cta__tracking {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
}
.credit-checklist {
  display: grid;
  gap: .55rem;
  margin: .9rem 0 0;
  padding-left: 1.5rem;
}
.credit-note {
  margin: 1rem 0 0;
  padding: .8rem .9rem;
  border-left: 3px solid var(--credit-gold);
  background: #fffaf0;
}
.credit-footer { margin-top: 3rem; border-top: 1px solid var(--credit-line); }
.credit-footer__inner {
  width: min(960px, calc(100% - 32px));
  margin: 0 auto;
  padding: 1.6rem 0 5rem;
  color: var(--credit-muted);
  font-size: .82rem;
}
.credit-footer nav { display: flex; flex-wrap: wrap; gap: .75rem 1rem; }

@media (max-width: 760px) {
  .credit-two,
  .credit-featured,
  .credit-facts__row { grid-template-columns: 1fr; }
  .credit-cta { justify-items: stretch; }
  .credit-cta__link { width: 100%; }
  .credit-cta__link--banner { justify-content: flex-start; }
}